Blog

5
Aug

Untitled Strategies for Retirement Income

I lived my entire life with the fear of heights, and it’s caused me to miss out on some spectular experiences (just ask my wife).  I’ve seen stats that indicate that upwards of 25% of Americans also share this phobia.  Although I haven’t been able to completely overcome the fear, I have been able to find strategies to manage it better.

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4
Aug

Time to Think

Although we have been forced to restrict our contact with others, it’s given us some additional time to think, which is often not a luxury we have in our busy lives.

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4
Aug

Time is money

As we move closer to the official start of the Autumn season, doesn’t it feel that each summer moves faster than the prior one?

Well, in the last week I was reminded on how precious time is and how important it is to not waste it. It’s a resource that is scarce, and we never know when it will run out.

Check out this video in which I share my thoughts on this topic and how it directly relates to your financial life.

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4
Aug

Time for Reflection and Growth – Perennial Pride Intro

Life can be so unpredictable and take us down paths we never imagined.

It’s times like these that require us to reflect on what’s important, seek out new opportunities, and take the necessary action.

What will you focus on for 2022 and beyond and how will that help you become the person you always wanted?

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3
Aug

Tier 1 Assets

Do high investment returns require high risk?

“Risk comes from not knowing what you’re doing.” Warren Buffett

In our last email, we shared the importance of building your financial foundation through the use of the best Tier 1 asset in uniquely designed whole life insurance contracts. You not only save money in a tax advantaged asset while protecting your family and assets for life, but you also have access to your money to use for anything during your lifetime.

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3
Aug

This Profitable Investment is IMMUNE to Market Fluctuations

The experts say that you’ve got to put your money on the Wall Street Wheel of Fortune and risk losing it if you want to have a chance of earning 8 – 12% growth over time.

We think that’s ridiculous.

My own risk tolerance is ZERO. I won’t do anything that I believe will cause me – or a client – to lose money.

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3
Aug

The Value of Collateral-Worthy Assets

The Value of “Collateral-Worthy” Assets

 

  1. When is a dollar more than a dollar, or an asset more than an asset?
  2. When you can borrow against it.

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2
Aug

The Value of Certainty

With millions of people getting ready for the Superbowl this weekend, there’s a lot of excitement and anticipation as to what is to come. One place you know will be busy is Vegas as the oddsmakers provide the opportunity to bet on just about anything related to the big game.

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2
Aug

The Truth About Stock Market Returns

You’ve likely heard from gurus like Dave Ramsey that if you’re invested in the stock market you should expect 12% returns over the long haul.  Yes, there have been times in history in which the average returns have seen double digits, but how has it performed lately, and what does it look like going forward?

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2
Aug

The Tax Deferral Trap

It’s commonly understood that the best place to save for retirement is within qualified plans such as a 401k or an IRA. Ask your CPA, and he or she will likely suggest the same given the promise of deferring taxes to later in life and allowing the money to compound over long periods of time. Some may consider this a tax savings, but is it really?

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